Glossary of terms

Here’s a guide to assist you in understanding the meaning of the terminology used by CBHS Corporate Health.

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  • Pre-Existing Condition

    A pre-existing condition is an ailment or illness for which the signs or symptoms were evident up to 6 months before a person became insured by a policy. It is the opinion of the CBHS Corporate Health-appointed doctor that determines whether the signs or symptoms were in existence – that doctor, however, will have regard to any information provided by the member’s doctor.

    Members must wait 12 months to be covered for pre-existing condition where they upgrade their cover.


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