Gold Hospital

Gold Hospital is the most comprehensive level of hospital cover and provides you with complete peace of mind.

  • Higher level of cover on treatments received as an admitted patient
  • Excess options of $0, $250, $500 or $750, which does not apply to dependant children
  • Emergency ambulance transport
  • Access to private hospitals
  • Access Gap Cover

Gold Hospital will cover you for:

  • Accommodation for overnight, same day and intensive care for private or shared room in agreement private and public hospitals.
  • Theatre and labour ward fees covered in agreement private hospitals where a Medicare benefit is payable.
  • Medical expenses related to providers for services while admitted in hospital e.g. fees from doctors, surgeons, anaesthetists, pathology, imaging etc. Covered for all services eligible for benefits from Medicare up to Medicare Benefits Schedule (MBS) Fee. Members have their choice of doctor/surgeon in a public and private hospital. CBHS Corporate Health will cover the difference between the Medicare benefit and the MBS fee for services provided as an admitted patient to a hospital.
  • Access Gap Cover is where a provider chooses to participate under an arrangement with the fund. CBHS Corporate Health covers up to 100% of an agreed amount in excess of the MBS fee which reduces or eliminates your out-of-pocket medical expenses (i.e. surgeons, anaesthetists, pathology, imaging fees etc).
  • Surgically implanted prostheses to at least the minimum benefit specified in the prosthesis list issued under Private Health Insurance legislation.
  • Pharmacy covers most drugs related to the reason for your admission in agreement with private hospitals.
  • Boarder accommodation covers 100%, up to $160 per admission, if not included in hospital agreement.
  • Emergency ambulance transport for an accident or medical emergency by approved ambulance providers.
  • Hospital Services where a Medicare benefit is payable or covered under hospital agreements.
  • Hospital Substitute Treatment means the possibility of receiving rehabilitation treatment or the care of a registered nurse at home.

Download Gold Hospital Product Sheet

When deciding if this product is right for you, please refer to the CBHS Corporate Health Benefit Fund Rules. This information should be read carefully and retained.