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Basic Extras

(only available with a Hospital cover and for corporate group members only)

Basic Extras is designed for those who live a healthy and active lifestyle and want affordable Extras cover just for the basics.

  • Benefits for preventative dental
  • Basic benefits towards general dental, optical, physio and chiro
  • Wellness benefits for health management

 

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Benefits

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Dental

  • Preventative dental * (2 month waiting period)

    Description 70% of the cost up to the per service benefit below Overall limit Benefit period
    Oral examinations (011, 012, 013) $36 - $45 $210 Calendar Year
    X-ray (022) $28
    Removal of plaque (111) $41
    Removal of calculus (114,115) $68 - $70
    Fluoride application (121) $27
    Mouthguard (151,153) $130 - $150
    Fissure sealing (161) $34

    General dental * (2 month waiting period)

    Description 70% of the cost up to the per service benefit below Overall limit Benefit period
    Fillings $81 - $150 $170 Calendar year
    Consultations and examination $28 - $40
    X-rays $21 - $60
    Extractions or surgical dental $50 - $170

    Major dental * (12 month waiting period)

    Description 70% of the cost up to the per service benefit below Overall limit Benefit period
    Periodontic (gum treatment)  Not covered
    Endodontic (root canal treatment)
    Inlays/Onlays/Facing
    Dentures & implants
    Occlusal therapy
    Orthodontia
    Crowns and bridges

    * Benefits are not payable for Do-It-Yourself (DIY) dentistry including whitening kits, aligners and occlusal splints. Please contact us to confirm whether a benefit is payable.


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Prescribed optical

  • (6 month waiting period)

    Description 70% of the cost up to the per service benefit below Overall limit Benefit period
    Frames $70 $200 Calendar year
    Single vision (pair) (212) $70
    Bifocal (pair) (312) $60
    Trifocal (pair) (412) $60
    Multifocal (pair) (512) $70
    Contact lenses (852) $140
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Therapies

  • Therapies (2 month waiting period)

    Description 70% of the cost up to the per service benefit below Overall limit Benefit period
    Physiotherapy (initial/subsequent)
    		 $61/$43 $200
    		 Calendar year
    Chiropractic (initial/subsequent) $61/$40
    Osteopathy (initial/subsequent) $61/$35
    Occupational therapy (initial/subsequent) Not covered 
    Speech therapy (initial/subsequent)
    Clinical psychology
     Ante natal/ post natal physiotherapy
    Podiatry (excl. artificial aids: e.g. orthotics, which are covered under artificial aids)
     Audiology
     Eye therapy
    Dietitian $15 - $75 $115 Calendar year

    Alternative therapies (2 month waiting period)

    Description 70% of the cost up to the per service benefit below Overall limit Benefit period
    Oriental therapies
    Acupressure, Acupuncture, Chinese herbal medicine consultation, Chinese massage, Traditional Chinese medicine consultation    		 $33 $200 Calendar year
    Massage therapies
    Deep tissue massage, Lymphatic drainage, Myotherapy, Remedial massage, Sports massage, Swedish massage, Therapeutic massage

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General health

  • (2 month waiting period)

    Description 70% of the cost up to the per service benefit below Overall limit Benefit period
    Blood glucose accessories 70% $100 Calendar year
    Home visits by registered nurse Not covered
    Non-Pharmaceutical Benefits Scheme drugs requiring a prescription by law 100% less the current prescribed PBS co-payment for general patients up to $75 per prescription $200 Calendar year
    Travel and accommodation+ Not covered

    + Travel is only payable for a patient who requires essential medical and dental treatment, where it is not available at a facility within a 160 km round trip of the member's home. In order to claim travel a patient must be visiting a specialist and will require a referral letter. Excludes Ronald McDonald house.
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Health care aids

  • (12 month waiting period) - referred by a doctor and recognised by CBHS Corporate Health

    Description 70% of the cost up to the per service benefit below Overall limit Benefit period
    Artificial aids Not covered
    Hearing aids
    Blood pressure monitor, nebuliser, glucometer
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Wellness benefits

  • 2 month waiting period

    Description 90% of the cost up to the overall limit below
    Health checks ^ Overall limit Benefit Period
    Breast examinations (i.e. mammograms/x-rays)
    Bone density tests
    Skin cancer screening
    Bowel/prostate cancer screening
    Eye screenings    		 $200 Calendar Year
    Health Management ^
    Quit smoking programs 2
    Weight management programs 2
    Stress management courses 2
    		 $100 Calendar Year
    Gym membership/Personal training 1 $115/$100

    ^ CBHS Corporate Health provides benefits towards scans, screenings and tests, where members take a pro-active way to manage their health, but only where these do not attract a benefit from Medicare. We are only able to pay a benefit for selected scans, screenings and tests when they are NOT covered by Medicare. Your GP or provider will be able to advise you if your scan, screen or test, meets Medicare’s criteria for benefits.

    1 CBHS Corporate Health can only pay a benefit for gym membership/personal trainer where the gym/personal trainer service is provided as part of a health management program, certified by your GP or a recognised provider confirming that the gym/personal trainer program is a health management program. Approval form is available from CBHS Corporate Health. Please note that GP consultations are not covered by CBHS Corporate Health.

    2 Must be approved by CBHS Corporate Health.

A benefit is not payable in respect of a service that was rendered to a Member if the services can be claimable from any other source.

Benefits are not payable for Do-It-Yourself (DIY) dentistry including whitening kits, aligners and occlusal splints. Please contact us to confirm whether a benefit is payable.


Benefit period

Each group of services within Extras and Package covers have an overall limit on the amount you can claim. Most limits are based on per person per calendar year, unless otherwise stated in our Extras table.

Benefits which attract a 3 and 5 year period are entitled to have the benefit renewed on the same date which the service was performed respectively.

Benefits which attract a 'lifetime' period; lifetime means the period commencing on the date the member was first insured and ceases to be insured by CBHS Corporate Health (irrespective of any suspension of membership or other period without cover).


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Download Basic Extras Product Sheet

When deciding if this product is right for you, please refer to the CBHS Corporate Health Benefit Fund Rules. This information should be read carefully and retained.